Third Circuit: FDCPA Class Plaintiff Who Received QR-Coded Envelope From Debt Collector Had Standing Under Spokeo

In a precedential opinion, the U.S. Court of Appeals for the Third Circuit concluded that a plaintiff in a class action complaint had Article III standing and was properly awarded summary judgment when a debt collector sent her a letter in an envelope that showed a quick response (QR) code that could potentially have revealed her account number in violation of the Fair Debt Collection Practices Act (FDCPA).