When you borrow money to pay for college, two words can help you make peace with your student loans: good debt. When financial experts use the phrase, “good debt,” they’re usually talking about debt that has the potential to create value in the future. That’s in contrast to something like credit card debt, which really only leaves you with less money and can even keep you in debt if you only pay the minimum. But even good debt can derail your finances if mishandled. Here’s how to ensure your student loans help you in the long run.