Federal class-action lawsuits target practices of Pennsylvania-based student loan agency

Arianne Gallagher knew attending law school at the University of Pittsburgh would require taking on a lot of debt.

The native of Chicora, a tiny borough in Butler County, already had borrowed for her undergraduate education from Pitt but believed she could handle more debt and tap the federal government’s income-based loan repayment plan to repay the money. The plan allows borrowers who work public service jobs to pay a percentage of their income every year and then forgives any remaining debt after a decade.