CFPB Rule Updates: Debt Collection, HMDA, TRID


In a big week for the Consumer Financial Protection Bureau (CFPB or Bureau), it recently issued its proposed debt collection rules plus updates to the Prepaid Small Entity Compliance Guide, a notice of proposed rulemaking (NPRM) and an advanced notice of proposed rulemaking (ANPR) for the Home Mortgage Disclosure Act (HMDA), a fact sheet discussing whether loan estimates and closing disclosures are required for assumption transactions under the TILA-RESPA Integrated Disclosure (TRID) Rule, a request for information (RFI) on the Remittance Rule, and an announcement about an upcoming symposia series.