Educational News

The 500 colleges where former students aren’t repaying their loans, and why

Five-hundred colleges and universities in the U.S. now share one alarming distinction: At least 40% of recent students who borrowed federal loans aren’t paying them back. That’s according to the latest federal nonpayment-rate data published by the U.S. Education Department. The data…

‘I owe £70k repayments on £42k student loan’

A solicitor from Brighton says her £600-a-month student loan repayments remain “huge” despite paying back tens of thousands of pounds and it’s “unfair” she will continue accruing interest while on maternity leave. Polly Fletcher borrowed £42,000 to fund her degree,…

Amount of College Students Carrying Credit Card Debt Doubles in 3 Years

Financial strain and a lack of credit literacy have steadily fueled a growing reliance on credit cards among college students. U.S. News conducted a nationwide survey of 1,200 college students via PureSpectrum between Aug. 21 and Aug. 25, 2026. We…

Americans are falling behind on mortgage and student loan payments. Here’s how you can stay ahead

While U.S. consumers are getting better at keeping up with credit card and personal loan payments, mortgage and student loan delinquencies are climbing, and student loan delinquencies remain historically high, according to the Spring 2026 FICO Credit Score Insights report. Delinquencies, or…

Education Department recalculates student loan forgiveness counts, setting some PSLF borrowers back

The U.S. Department of Education is reevaluating account histories for borrowers pursuing Public Service Loan Forgiveness — in some cases, reducing the number of qualifying payments and pushing those individuals further away from debt cancellation. PSLF, which was created in 2007, wipes away…

Student loan borrowers face steeper ‘marriage penalty’ under new repayment plan

Married student loan holders — and those soon tying the knot — face important tax and financial decisions, especially after recent changes to the federal lending system. The U.S. Department of Education’s new Repayment Assistance Plan, or RAP, increases the “marriage penalty” for…

States expand student loan options as new federal borrowing caps take effect — but they come with trade-offs

As borrowers come up against new federal limits on student debt, they may encounter financing options from an unexpected source: their state. But don’t assume these government-backed loans are a close substitute for federal student loans. Consumer advocates say state student loans are…

How high hopes for Biden’s student-loan forgiveness plans cost borrowers

When then-President Joe Biden announced his first federal student loan forgiveness plan in August 2022, he predicted that it would lift tens of millions of Americans out of longstanding debt. A new study suggests that the promises associated with the thwarted plan contributed…

As Defaults on Student Loans Surge, Millions Are Trying to Get Their Lives Back on Track

According to an Associated Press analysis, more than 4.2 million people across the country defaulted on student loans between April 2025 and March 2026 Life after college did not go as Ashley Dreahn planned. After starting out as a teacher,…

Public Service Loan Forgiveness has new rules — 3 changes borrowers should know about

While federal courts have blocked the Trump administration’s efforts to curb eligibility for Public Service Loan Forgiveness, other recent changes still impact borrowers’ ability to benefit from the program. For example, a new repayment plan doesn’t qualify for PSLF, and many parent…