Fact Check: Is Congress Exempt From Paying Off Student Loans?
Source: site The Biden administration announced changes on April 19, 2022 that would result in immediate student debt relief to some 40,000 borrowers. The Public Service Forgiveness Program eliminates the debts …
California Eyes $632 Million Plan to Help Students Attend State Colleges Debt Free
Source: site California is on track to remove any reason for its public university students to take out student loans. Known as Middle Class Scholarship 2.0, the “debt-free” program is slated …
No More Conferences/ For Now or Forever
We hope everyone is well and safe during these troubled times of change. The United States is the strongest country and have the most resilient people on earth, which is …
Who Is Seize Assets?
By: Robert Pinchuck SeizeAssets.com investigates debtors and companies and produces actionable data which is extremely desirable for many different groups of clientele looking to find assets. For example, debt buyers …

53% of Consumers Say They Are Financially Worse Off Than Last Year
PYMNTS, August 5, 2022 Inflation runs rampant, at levels not seen in decades. Earnings reports continue to roll in, complete with cautious management commentary: Though consumers are still spending, taking …
US employers add 528,000 jobs; unemployment falls to 3.5% despite fears of a recession
PAUL WISEMAN, AP Economics Writer, Aug 5, 2022 WASHINGTON (AP) — America’s employers added a stunning 528,000 jobs last month despite raging inflation and anxiety about a possible recession, restoring …
California Private Student Loan Collections
Chris Micheli, August 5, 2022 California has a number of formal acts in statute. Civil Code Division 3, Part 4, Title 1.6C.15 provides the Private Student Loan Collections Reform Act, …
Student Loan Forgiveness: New Blockbuster Plan To Cancel Student Loans
Zack Friedman, Aug 5, 2022 Republicans have proposed a blockbuster new plan for student loan forgiveness. Here’s what you need to know — and what it means for your student …
CFPB Director Chopra Discusses Inflation and Cryptocurrency
Moorari Shah, A.J. S. Dhaliwal, Gabriel Khoury August 8, 2022 On July 27, CFPB Director Chopra was interviewed in multiple publications, here and here, about, among other topics, how the …
California Privacy Protection Agency Unanimously Opposes the American Data Privacy and Protection Act
Cynthia Larose, August 4, 2022 The new California privacy regulatory body, the California Privacy Protection Agency (CPPA), has loudly voiced its opposition to the proposed federal American Data Privacy and …

Concerns over prohibition against debt collection service
Article 6 Investment Law 2020 stipulates that “Debt Collection Service” is one of the businesses that are prohibited from investment. This regulation will come into force on 1 January 2021, …
Amid coronavirus economic recovery, Ohio can help prevent a consumer debt crisis
As Ohio reopens with mounting uncertainty, we see promising signs of recovery from COVID-19. But the hope for economic recovery locally and nationwide will be tempered as millions of Americans …
Community group opposes Pine Bluff court debt collection proposal
In tough times, the Pine Bluff City Council is considering a proposal to sic a private debt collection agency on people with unpaid fines and fees. The Arkansas Community Organizations has written the mayor and city council …
TCPA’s 2015 Government-Debt Collection Exception Struck Down- Now What?
The Supreme Court’s recent decision in Barr v. American Association of Political Consultants held the government-debt exception of the TCPA unconstitutional under the First Amendment’s Free Speech Clause. This means that going …

CFPB Director Chopra Discusses Inflation and Cryptocurrency
Moorari Shah, A.J. S. Dhaliwal, Gabriel Khoury August 8, 2022 On July 27, CFPB Director Chopra was interviewed in multiple publications, here and here, about, among other topics, how the …
California Privacy Protection Agency Unanimously Opposes the American Data Privacy and Protection Act
Cynthia Larose, August 4, 2022 The new California privacy regulatory body, the California Privacy Protection Agency (CPPA), has loudly voiced its opposition to the proposed federal American Data Privacy and …
CFPB Investigating Credit Card Late Fees And Penalties
April Lewis-Parks, July 22, 2022 If you’ve ever been late with a credit card payment and thought that late fee you got popped with was steep, you’re one of 42 …
CFPB Sues TransUnion A Second Time For Same Violations
Kate Berry, July 24, 2022 TransUnion, one of the three large credit bureaus, never wanted to be in litigation with its regulator the Consumer Financial Protection Bureau. But the …
NY Dept. Of Financial Services Issues Overdraft/NSF Fee Guidance
Source: site The New York State Department of Financial Services (DFS) has issued an Industry Letter providing guidance on overdraft and non-sufficient funds (NSF) fees to depository institutions that it supervises. The …

US employers add 528,000 jobs; unemployment falls to 3.5% despite fears of a recession
PAUL WISEMAN, AP Economics Writer, Aug 5, 2022 WASHINGTON (AP) — America’s employers added a stunning 528,000 jobs last month despite raging inflation and anxiety about a possible recession, restoring …
New powers used by Insolvency service to ban covid-loan abusers
Victoria Mossman , July 25, 2022 The UK’s Insolvency Service has utilised its new powers for the first time against directors that dissolve businesses to avoid the payment of its debts. …
US RMBS Loan Delinquencies Remain Stable; Foreclosures Edge Upward
Source: site Fitch Ratings-New York-15 July 2022: Borrowers continue to work with their servicers post-forbearance to avoid loan default, according to Fitch Ratings’ 1Q22 U.S. RMBS Servicer Metric Report. “Loan portfolio …
Big U.S. banks’ second quarter profits to tumble on higher bad loan reserves
Source: site NEW YORK (Reuters) – Second quarter profits at big U.S. banks are expected to fall sharply from a year earlier on increased loan loss reserves, as the pandemic recovery …

US employers add 528,000 jobs; unemployment falls to 3.5% despite fears of a recession
PAUL WISEMAN, AP Economics Writer, Aug 5, 2022 WASHINGTON (AP) — America’s employers added a stunning 528,000 jobs last month despite raging inflation and anxiety about a possible recession, restoring …
New powers used by Insolvency service to ban covid-loan abusers
Victoria Mossman , July 25, 2022 The UK’s Insolvency Service has utilised its new powers for the first time against directors that dissolve businesses to avoid the payment of its debts. …
US RMBS Loan Delinquencies Remain Stable; Foreclosures Edge Upward
Source: site Fitch Ratings-New York-15 July 2022: Borrowers continue to work with their servicers post-forbearance to avoid loan default, according to Fitch Ratings’ 1Q22 U.S. RMBS Servicer Metric Report. “Loan portfolio …
Big U.S. banks’ second quarter profits to tumble on higher bad loan reserves
Source: site NEW YORK (Reuters) – Second quarter profits at big U.S. banks are expected to fall sharply from a year earlier on increased loan loss reserves, as the pandemic recovery …
US Consumer Spending Cools in Sign of Economy on Weaker Footing
Source: site (Bloomberg) — US consumer spending fell in May for the first time this year and prior months were revised lower, suggesting an economy on somewhat weaker footing than previously …
Millions of California taxpayers to get ‘inflation relief’ payments
Source: site June 27 (UPI) — California lawmakers have reached a budget deal that will offer “inflation relief” payments to millions of taxpayers in the state. “California’s budget addresses the state’s most …
California Finalizes Commercial Financing Disclosure Regulations
Source: site The California Office of Administrative Law (OAL) has approved the California Department of Financial Protection and Innovation’s (DFPI) final regulations, which require providers of commercial financing, including nonbank lenders, …
Biden’s Federal Trade Commission Is Now At Full Strength – What That Means For Business Leaders
Source: site Breaking a partisan deadlock, there are now three FTC Commissioners appointed by Democrats, and two appointed by Republicans who are in charge of how the FTC spends its resources …
Biden Admin Announces Cancelling Nearly $6 Billion In Loan Debt
Source: site In the first indication that President Joe Biden could be preparing to cancel student loan debt, the administration is prepared to wipe out nearly $6 billion owed by hundreds …

53% of Consumers Say They Are Financially Worse Off Than Last Year
PYMNTS, August 5, 2022 Inflation runs rampant, at levels not seen in decades. Earnings reports continue to roll in, complete with cautious management commentary: Though consumers are still spending, taking …
TV stars company collapses due to unpaid debts
Victoria Mossman, July 22, 2022 Former Emmerdale TV soap Star Danny Miller has had his company put into liquidation due to a series of unpaid debts. The performing arts company Cannon Professional …
Colorado pawn shops see increase in the number of people seeking loans
Source: site ENGLEWOOD, Colo. — U.S. inflation has reached a new 40-year high, putting even more pressure on households trying to afford the cost of essentials. People are scrimping on a …
Miami payday loan operator ordered to pay $39 million to Venezuelan investors in SEC case
Source: site A Miami payday loan business must pay more than $39 million to hundreds of Venezuelan Americans in South Florida who lost a chunk of their money after investing …
Auto Lenders Brace For Higher Interest Rates, Recession
Source: site As the Federal Reserve boosts interest rates to beat inflation, all sorts of debt becomes more expensive. Much of the everyday focus may be on credit cards and mortgages. …

California Private Student Loan Collections
Chris Micheli, August 5, 2022 California has a number of formal acts in statute. Civil Code Division 3, Part 4, Title 1.6C.15 provides the Private Student Loan Collections Reform Act, …
Student Loan Forgiveness: New Blockbuster Plan To Cancel Student Loans
Zack Friedman, Aug 5, 2022 Republicans have proposed a blockbuster new plan for student loan forgiveness. Here’s what you need to know — and what it means for your student …
The Israeli Addiction To Credit Cards
Caroline Haïat (Digital Journalist), July 23, 2022 The widespread price hike in Israel does not seem to have an effect on citizens’ consumption – On the contrary, Israelis continue to …
NYC levies huge fines against car dealers, cites 7,000 consumer violations
CHRIS TEAGUE, July 22, 2022 There’s never been a worse time to buy a new or used car, but some dealers have gone out of their way to make the experience even …
Navient Ordered to Stop Collections on Discharged Student Loans
Source: site A bankruptcy judge ordered student loan servicer Navient Corp. to suspend its efforts to collect payments from borrowers of certain private student loans who filed for bankruptcy and whose …
Half Of Americans Support Biden Forgiving $10,000 In Student Loans, Poll Finds
Source: site A new poll shows 51% of Americans support the idea of President Joe Biden canceling $10,000 of student loan debt for each borrower, illustrating how split the public is …
The Biden Administration’s Proposed Policy To Reduce Student Debt Is Only Going To Make the Problem Worse
Source: site On Wednesday, the Biden administration announced it was proposing new regulations for student loans owned by the Department of Education. The proposed rules call for an $85 billion expansion of existing federal student …
Biden’s Education Department Proposes $85 Billion In New Student Loan Cancelations
Source: site Discussion about whether President Biden will forgive $10,000 in student loans for all borrowers dominates headlines. But behind the scenes, Biden’s Department of Education has canceled tens of billions of …

Industry Interviews
An Interview With Mark Rubenstein – Co-founder of Pagus.io, LLC
Robert: So Pagus has a unique business model for a print vendor. Why do you focus on low volume mailers while all your competitors are driven by high volume? Mark: …
An Interview With Craig M. Geisler
An Interview With Craig M. Geisler; President of Cherrywood Enterprises, LLC Robert: Being the fact that you are the President of Cherrywood Enterprises, and you are a …

PRESS RELEASES
DebtNext Software Adds Industry Veteran to Leadership Team
3 January 2022, COPLEY, Ohio — DebtNext Software is pleased to welcome Kristin Dougherty as its new National Sales Director. In her new role, Kristin will be responsible for continuing to grow …
Commercial Collection Agencies of America Announces Board of Directors 2022
January 5, 2022-Chicago-Commercial Collection Agencies of America has elected its new Board of Directors and has announced the slate of officers of the organization. Board members include Pete Roth of …
Commercial Collection Agencies of America Gives Back
December 15, 2021-Chicago-Commercial Collection Agencies of America announced that through its initiative, Commercial Collection Agencies of America Gives Back, a portion of the proceeds of its annual conference in Delray …
National Service Bureau Earns Certificate of Accreditation and Compliance
Tuesday, October 21, 2021-Chicago-Commercial Collection Agencies of America is proud to announce that National Service Bureau-Commercial Division has recently earned the industryrespected Certificate of Accreditation and Compliance. National Service Bureau, …

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53% of Consumers Say They Are Financially Worse Off Than Last Year
PYMNTS, August 5, 2022 Inflation runs rampant, at levels not seen in decades. Earnings reports continue to roll in, complete with cautious management commentary: Though consumers are still spending, taking …
US employers add 528,000 jobs; unemployment falls to 3.5% despite fears of a recession
PAUL WISEMAN, AP Economics Writer, Aug 5, 2022 WASHINGTON (AP) — America’s employers added a stunning 528,000 jobs last month despite raging inflation and anxiety about a possible recession, restoring …
California Private Student Loan Collections
Chris Micheli, August 5, 2022 California has a number of formal acts in statute. Civil Code Division 3, Part 4, Title 1.6C.15 provides the Private Student Loan Collections Reform Act, …
Student Loan Forgiveness: New Blockbuster Plan To Cancel Student Loans
Zack Friedman, Aug 5, 2022 Republicans have proposed a blockbuster new plan for student loan forgiveness. Here’s what you need to know — and what it means for your student …
CFPB Director Chopra Discusses Inflation and Cryptocurrency
Moorari Shah, A.J. S. Dhaliwal, Gabriel Khoury August 8, 2022 On July 27, CFPB Director Chopra was interviewed in multiple publications, here and here, about, among other topics, how the …
California Privacy Protection Agency Unanimously Opposes the American Data Privacy and Protection Act
Cynthia Larose, August 4, 2022 The new California privacy regulatory body, the California Privacy Protection Agency (CPPA), has loudly voiced its opposition to the proposed federal American Data Privacy and …

Concerns over prohibition against debt collection service
Article 6 Investment Law 2020 stipulates that “Debt Collection Service” is one of the businesses that are prohibited from investment. This regulation will come into force on 1 January 2021, …
Amid coronavirus economic recovery, Ohio can help prevent a consumer debt crisis
As Ohio reopens with mounting uncertainty, we see promising signs of recovery from COVID-19. But the hope for economic recovery locally and nationwide will be tempered as millions of Americans …
Community group opposes Pine Bluff court debt collection proposal
In tough times, the Pine Bluff City Council is considering a proposal to sic a private debt collection agency on people with unpaid fines and fees. The Arkansas Community Organizations has written the mayor and city council …
TCPA’s 2015 Government-Debt Collection Exception Struck Down- Now What?
The Supreme Court’s recent decision in Barr v. American Association of Political Consultants held the government-debt exception of the TCPA unconstitutional under the First Amendment’s Free Speech Clause. This means that going …

CFPB Director Chopra Discusses Inflation and Cryptocurrency
Moorari Shah, A.J. S. Dhaliwal, Gabriel Khoury August 8, 2022 On July 27, CFPB Director Chopra was interviewed in multiple publications, here and here, about, among other topics, how the …
California Privacy Protection Agency Unanimously Opposes the American Data Privacy and Protection Act
Cynthia Larose, August 4, 2022 The new California privacy regulatory body, the California Privacy Protection Agency (CPPA), has loudly voiced its opposition to the proposed federal American Data Privacy and …
CFPB Investigating Credit Card Late Fees And Penalties
April Lewis-Parks, July 22, 2022 If you’ve ever been late with a credit card payment and thought that late fee you got popped with was steep, you’re one of 42 …
CFPB Sues TransUnion A Second Time For Same Violations
Kate Berry, July 24, 2022 TransUnion, one of the three large credit bureaus, never wanted to be in litigation with its regulator the Consumer Financial Protection Bureau. But the …
NY Dept. Of Financial Services Issues Overdraft/NSF Fee Guidance
Source: site The New York State Department of Financial Services (DFS) has issued an Industry Letter providing guidance on overdraft and non-sufficient funds (NSF) fees to depository institutions that it supervises. The …

US employers add 528,000 jobs; unemployment falls to 3.5% despite fears of a recession
PAUL WISEMAN, AP Economics Writer, Aug 5, 2022 WASHINGTON (AP) — America’s employers added a stunning 528,000 jobs last month despite raging inflation and anxiety about a possible recession, restoring …
New powers used by Insolvency service to ban covid-loan abusers
Victoria Mossman , July 25, 2022 The UK’s Insolvency Service has utilised its new powers for the first time against directors that dissolve businesses to avoid the payment of its debts. …
US RMBS Loan Delinquencies Remain Stable; Foreclosures Edge Upward
Source: site Fitch Ratings-New York-15 July 2022: Borrowers continue to work with their servicers post-forbearance to avoid loan default, according to Fitch Ratings’ 1Q22 U.S. RMBS Servicer Metric Report. “Loan portfolio …
Big U.S. banks’ second quarter profits to tumble on higher bad loan reserves
Source: site NEW YORK (Reuters) – Second quarter profits at big U.S. banks are expected to fall sharply from a year earlier on increased loan loss reserves, as the pandemic recovery …

US employers add 528,000 jobs; unemployment falls to 3.5% despite fears of a recession
PAUL WISEMAN, AP Economics Writer, Aug 5, 2022 WASHINGTON (AP) — America’s employers added a stunning 528,000 jobs last month despite raging inflation and anxiety about a possible recession, restoring …
New powers used by Insolvency service to ban covid-loan abusers
Victoria Mossman , July 25, 2022 The UK’s Insolvency Service has utilised its new powers for the first time against directors that dissolve businesses to avoid the payment of its debts. …
US RMBS Loan Delinquencies Remain Stable; Foreclosures Edge Upward
Source: site Fitch Ratings-New York-15 July 2022: Borrowers continue to work with their servicers post-forbearance to avoid loan default, according to Fitch Ratings’ 1Q22 U.S. RMBS Servicer Metric Report. “Loan portfolio …
Big U.S. banks’ second quarter profits to tumble on higher bad loan reserves
Source: site NEW YORK (Reuters) – Second quarter profits at big U.S. banks are expected to fall sharply from a year earlier on increased loan loss reserves, as the pandemic recovery …
US Consumer Spending Cools in Sign of Economy on Weaker Footing
Source: site (Bloomberg) — US consumer spending fell in May for the first time this year and prior months were revised lower, suggesting an economy on somewhat weaker footing than previously …
Millions of California taxpayers to get ‘inflation relief’ payments
Source: site June 27 (UPI) — California lawmakers have reached a budget deal that will offer “inflation relief” payments to millions of taxpayers in the state. “California’s budget addresses the state’s most …
California Finalizes Commercial Financing Disclosure Regulations
Source: site The California Office of Administrative Law (OAL) has approved the California Department of Financial Protection and Innovation’s (DFPI) final regulations, which require providers of commercial financing, including nonbank lenders, …
Biden’s Federal Trade Commission Is Now At Full Strength – What That Means For Business Leaders
Source: site Breaking a partisan deadlock, there are now three FTC Commissioners appointed by Democrats, and two appointed by Republicans who are in charge of how the FTC spends its resources …
Biden Admin Announces Cancelling Nearly $6 Billion In Loan Debt
Source: site In the first indication that President Joe Biden could be preparing to cancel student loan debt, the administration is prepared to wipe out nearly $6 billion owed by hundreds …

53% of Consumers Say They Are Financially Worse Off Than Last Year
PYMNTS, August 5, 2022 Inflation runs rampant, at levels not seen in decades. Earnings reports continue to roll in, complete with cautious management commentary: Though consumers are still spending, taking …
TV stars company collapses due to unpaid debts
Victoria Mossman, July 22, 2022 Former Emmerdale TV soap Star Danny Miller has had his company put into liquidation due to a series of unpaid debts. The performing arts company Cannon Professional …
Colorado pawn shops see increase in the number of people seeking loans
Source: site ENGLEWOOD, Colo. — U.S. inflation has reached a new 40-year high, putting even more pressure on households trying to afford the cost of essentials. People are scrimping on a …
Miami payday loan operator ordered to pay $39 million to Venezuelan investors in SEC case
Source: site A Miami payday loan business must pay more than $39 million to hundreds of Venezuelan Americans in South Florida who lost a chunk of their money after investing …
Auto Lenders Brace For Higher Interest Rates, Recession
Source: site As the Federal Reserve boosts interest rates to beat inflation, all sorts of debt becomes more expensive. Much of the everyday focus may be on credit cards and mortgages. …

California Private Student Loan Collections
Chris Micheli, August 5, 2022 California has a number of formal acts in statute. Civil Code Division 3, Part 4, Title 1.6C.15 provides the Private Student Loan Collections Reform Act, …
Student Loan Forgiveness: New Blockbuster Plan To Cancel Student Loans
Zack Friedman, Aug 5, 2022 Republicans have proposed a blockbuster new plan for student loan forgiveness. Here’s what you need to know — and what it means for your student …
The Israeli Addiction To Credit Cards
Caroline Haïat (Digital Journalist), July 23, 2022 The widespread price hike in Israel does not seem to have an effect on citizens’ consumption – On the contrary, Israelis continue to …
NYC levies huge fines against car dealers, cites 7,000 consumer violations
CHRIS TEAGUE, July 22, 2022 There’s never been a worse time to buy a new or used car, but some dealers have gone out of their way to make the experience even …
Navient Ordered to Stop Collections on Discharged Student Loans
Source: site A bankruptcy judge ordered student loan servicer Navient Corp. to suspend its efforts to collect payments from borrowers of certain private student loans who filed for bankruptcy and whose …
Half Of Americans Support Biden Forgiving $10,000 In Student Loans, Poll Finds
Source: site A new poll shows 51% of Americans support the idea of President Joe Biden canceling $10,000 of student loan debt for each borrower, illustrating how split the public is …
The Biden Administration’s Proposed Policy To Reduce Student Debt Is Only Going To Make the Problem Worse
Source: site On Wednesday, the Biden administration announced it was proposing new regulations for student loans owned by the Department of Education. The proposed rules call for an $85 billion expansion of existing federal student …
Biden’s Education Department Proposes $85 Billion In New Student Loan Cancelations
Source: site Discussion about whether President Biden will forgive $10,000 in student loans for all borrowers dominates headlines. But behind the scenes, Biden’s Department of Education has canceled tens of billions of …

Fact Check: Is Congress Exempt From Paying Off Student Loans?
Source: site The Biden administration announced changes on April 19, 2022 that would result in immediate student debt relief to some 40,000 borrowers. The Public Service Forgiveness Program eliminates the debts …
California Eyes $632 Million Plan to Help Students Attend State Colleges Debt Free
Source: site California is on track to remove any reason for its public university students to take out student loans. Known as Middle Class Scholarship 2.0, the “debt-free” program is slated …
No More Conferences/ For Now or Forever
We hope everyone is well and safe during these troubled times of change. The United States is the strongest country and have the most resilient people on earth, which is …
Who Is Seize Assets?
By: Robert Pinchuck SeizeAssets.com investigates debtors and companies and produces actionable data which is extremely desirable for many different groups of clientele looking to find assets. For example, debt buyers …