Fact Check: Is Congress Exempt From Paying Off Student Loans?
Source: site The Biden administration announced changes on April 19, 2022 that would result in immediate student debt relief to some 40,000 borrowers. The Public Service Forgiveness Program eliminates the debts …
California Eyes $632 Million Plan to Help Students Attend State Colleges Debt Free
Source: site California is on track to remove any reason for its public university students to take out student loans. Known as Middle Class Scholarship 2.0, the “debt-free” program is slated …
No More Conferences/ For Now or Forever
We hope everyone is well and safe during these troubled times of change. The United States is the strongest country and have the most resilient people on earth, which is …
Who Is Seize Assets?
By: Robert Pinchuck SeizeAssets.com investigates debtors and companies and produces actionable data which is extremely desirable for many different groups of clientele looking to find assets. For example, debt buyers …

Connecticut Bankruptcy Courts Rule That New Homestead Act Applies Retroactively to Claims Arising Before Act’s Effective Date
Source: site A homestead exemption is a law that protects a certain amount of equity in an individual’s primary residence from the claims of his or her creditors or, in some …
Millions of California taxpayers to get ‘inflation relief’ payments
Source: site June 27 (UPI) — California lawmakers have reached a budget deal that will offer “inflation relief” payments to millions of taxpayers in the state. “California’s budget addresses the state’s most …
Travis Credit Union to offer free youth financial education at Diablo Valley College
Source: site Adulting can be challenging when it comes to finances. That’s why Travis Credit Union (TCU) is offering an in-person Mad City Money Youth Financial Boot Camp, designed to prepare …
About 2 million people are about to get a new student loan servicer
Source: site About 2 million federal student loan borrowers, many of whom are seeking debt relief from the Public Service Loan Forgiveness program, will get a new federal student loan servicer …
Florida mortgage delinquency, foreclosure rates slightly worse than national average
Source: site In the first quarter of 2022, Florida ranked almost exactly in the middle of the pack in three key categories of the national homeowner economy: delinquent mortgages, total non-current …
DFPI Proposes Rules For Commercial Financial Products And Services
Source: site In 2020, California enacted the California Consumer Financial Protection Law, Cal. Fin. Code § 90000 et seq. The CCFPL authorizes the Department of Financial Protection & Innovation to define …

Concerns over prohibition against debt collection service
Article 6 Investment Law 2020 stipulates that “Debt Collection Service” is one of the businesses that are prohibited from investment. This regulation will come into force on 1 January 2021, …
Amid coronavirus economic recovery, Ohio can help prevent a consumer debt crisis
As Ohio reopens with mounting uncertainty, we see promising signs of recovery from COVID-19. But the hope for economic recovery locally and nationwide will be tempered as millions of Americans …
Community group opposes Pine Bluff court debt collection proposal
In tough times, the Pine Bluff City Council is considering a proposal to sic a private debt collection agency on people with unpaid fines and fees. The Arkansas Community Organizations has written the mayor and city council …
TCPA’s 2015 Government-Debt Collection Exception Struck Down- Now What?
The Supreme Court’s recent decision in Barr v. American Association of Political Consultants held the government-debt exception of the TCPA unconstitutional under the First Amendment’s Free Speech Clause. This means that going …

Florida mortgage delinquency, foreclosure rates slightly worse than national average
Source: site In the first quarter of 2022, Florida ranked almost exactly in the middle of the pack in three key categories of the national homeowner economy: delinquent mortgages, total non-current …
DFPI Proposes Rules For Commercial Financial Products And Services
Source: site In 2020, California enacted the California Consumer Financial Protection Law, Cal. Fin. Code § 90000 et seq. The CCFPL authorizes the Department of Financial Protection & Innovation to define …
11th Circuit Holds TILA Statement May Be Subject To FDCPA
Source: site The U.S. Court of Appeals for the Eleventh Circuit decided a case last week in which it held that monthly mortgage statements required under TILA may (but do not necessarily) constitute communications …
States Encouraged By CFPB To Enforce Federal Consumer Financial Law
Source: site The Consumer Financial Protection Bureau (“the Bureau” or CFPB) released an Interpretive Rule—which is exempt from notice-and-comment requirements of the Administrative Procedure Act—that sets out its view on the power of states …
CFPB Says Using Complex Algorithms Is Not A Legal Defense For Discrimination
Source: site The Consumer Financial Protection Bureau recently warned companies that, under federal anti-discrimination laws, they still owe consumers an explanation of specific reasons for denying credit applications, even if they use complex …

Millions of California taxpayers to get ‘inflation relief’ payments
Source: site June 27 (UPI) — California lawmakers have reached a budget deal that will offer “inflation relief” payments to millions of taxpayers in the state. “California’s budget addresses the state’s most …
California Finalizes Commercial Financing Disclosure Regulations
Source: site The California Office of Administrative Law (OAL) has approved the California Department of Financial Protection and Innovation’s (DFPI) final regulations, which require providers of commercial financing, including nonbank lenders, …
Biden’s Federal Trade Commission Is Now At Full Strength – What That Means For Business Leaders
Source: site Breaking a partisan deadlock, there are now three FTC Commissioners appointed by Democrats, and two appointed by Republicans who are in charge of how the FTC spends its resources …
Biden Admin Announces Cancelling Nearly $6 Billion In Loan Debt
Source: site In the first indication that President Joe Biden could be preparing to cancel student loan debt, the administration is prepared to wipe out nearly $6 billion owed by hundreds …

Millions of California taxpayers to get ‘inflation relief’ payments
Source: site June 27 (UPI) — California lawmakers have reached a budget deal that will offer “inflation relief” payments to millions of taxpayers in the state. “California’s budget addresses the state’s most …
California Finalizes Commercial Financing Disclosure Regulations
Source: site The California Office of Administrative Law (OAL) has approved the California Department of Financial Protection and Innovation’s (DFPI) final regulations, which require providers of commercial financing, including nonbank lenders, …
Biden’s Federal Trade Commission Is Now At Full Strength – What That Means For Business Leaders
Source: site Breaking a partisan deadlock, there are now three FTC Commissioners appointed by Democrats, and two appointed by Republicans who are in charge of how the FTC spends its resources …
Biden Admin Announces Cancelling Nearly $6 Billion In Loan Debt
Source: site In the first indication that President Joe Biden could be preparing to cancel student loan debt, the administration is prepared to wipe out nearly $6 billion owed by hundreds …
CFPB Encourages States To Use Federal Authorities To Bring Enforcement Actions
Source: site The Consumer Financial Protection Bureau (“CFPB”) issued an interpretive rule on May 19, reiterating the authority that states have to pursue companies and individuals that violate federal consumer financial protection laws, …
Governor Pritzker Signs Illinois Banking Development Districts Act
Source: site CHICAGO – Governor Pritzker signed HB 5194, the Illinois Banking Development Districts Act, into law on Friday. Sponsored by State Senator Doris Turner (D-Springfield) and State Representative La Shawn Ford …
United States Settles Suit Against VoIP Service Providers for Facilitating Millions of Illegal Telemarketing Calls about COVID-19
Source: site Voice over Internet Protocol (VoIP) service providers, VoIP Terminator Inc. and BLMarketing Inc., and their owner, Muhammed Usman Khan, agreed to a court order resolving Federal Trade Commission (FTC) …
80% of US shoppers use buy now, pay later to avoid credit card debt
Source: site Dive Brief: Following previous reports of increased digital payment adoption, the Experian Global Insights Report found that 62% of respondents said they use mobile wallets, and 63% use traditional …
Biden picks Barr as Fed bank czar
Source-site QUICK FIX It’s Barr — As MM foreshadowed earlier this week, former Treasury official Michael Barr is the pick for Federal Reserve vice chair for supervision, a surprisingly fast turnaround after …

Connecticut Bankruptcy Courts Rule That New Homestead Act Applies Retroactively to Claims Arising Before Act’s Effective Date
Source: site A homestead exemption is a law that protects a certain amount of equity in an individual’s primary residence from the claims of his or her creditors or, in some …
Revlon files for bankruptcy protection amid heavy debt load
Source: site Revlon, the 90-year-old multinational beauty company, has filed for Chapter 11 bankruptcy, weighed down by a heavy debt load, disruptions to its supply chain network and …
Major cosmetics company Revlon set to file for bankruptcy amid heavy debt load
Source: site Cosmetics giant Revlon Inc. is preparing to file for Chapter 11 bankruptcy as soon as next week as it battles supply chain problems and a heavy debt load, according …
Panthers Owner David Tepper Reportedly Files for Bankruptcy
Source: site Panthers owner David Tepper, the league’s wealthiest owner, has filed Chapter 11 bankruptcy through his company, GT Real Estate Holdings LLC, according to a report from Joseph Person and …
National Australia Bank to launch its BNPL offering
Source: site National Australia Bank has invited its customers to pre-register for the forthcoming launch of a new Buy Now, Pay Later offering named ‘NAB Now Pay Later’. Under the scheme, NAB …

Travis Credit Union to offer free youth financial education at Diablo Valley College
Source: site Adulting can be challenging when it comes to finances. That’s why Travis Credit Union (TCU) is offering an in-person Mad City Money Youth Financial Boot Camp, designed to prepare …
About 2 million people are about to get a new student loan servicer
Source: site About 2 million federal student loan borrowers, many of whom are seeking debt relief from the Public Service Loan Forgiveness program, will get a new federal student loan servicer …
Department Of Education To Overhaul Federal Student Loan Servicing Systems
Source: site The Department of Education is preparing a major overhaul for the current student loan servicing systems. (iStock) The Department of Education recently announced that it will overhaul its current federal student …
CFPB Targets Student Loan Debt Relief Scam Reboot
Source: site On June 9, the CFPB filed a complaint and proposed order in California federal district court seeking final judgment against the owner of a student loan debt relief company for allegedly withdrawing more than …
Tropical Financial Credit Union Awards $10,000 in Scholarships to Local Students – Coral Springs Talk
Source: site Three students, including one from Coral Springs, will have a little less financial stress heading into college thanks to a $10,000 in scholarships from Tropical Financial Credit Union. As …
Education Department Not Ready For Student Loan Forgiveness
Source: site The U.S. Department of Education is not ready for student loan forgiveness — a top lawmaker says — and the results could be a disaster for student loan borrowers. Here’s what …
Biden Administration’s Approval Of $5.8 Billion In Automatic Student Loan Cancellation Is ‘Largest In History’
Source: site The Biden administration announced on Wednesday that the Education Department has approved billions of dollars in new student loan forgiveness for borrowers defrauded by Corinthian Colleges. The Education Department characterized the …
Senators Propose Major Changes To Student Loan Forgiveness
Source: site Two U.S. senators have proposed major changes to student loan forgiveness. Here’s what you need to know — and what it means for your student loans. Student Loans U.S. Senators Sheldon Whitehouse …

Industry Interviews
An Interview With Mark Rubenstein – Co-founder of Pagus.io, LLC
Robert: So Pagus has a unique business model for a print vendor. Why do you focus on low volume mailers while all your competitors are driven by high volume? Mark: …
An Interview With Craig M. Geisler
An Interview With Craig M. Geisler; President of Cherrywood Enterprises, LLC Robert: Being the fact that you are the President of Cherrywood Enterprises, and you are a …

PRESS RELEASES
DebtNext Software Adds Industry Veteran to Leadership Team
3 January 2022, COPLEY, Ohio — DebtNext Software is pleased to welcome Kristin Dougherty as its new National Sales Director. In her new role, Kristin will be responsible for continuing to grow …
Commercial Collection Agencies of America Announces Board of Directors 2022
January 5, 2022-Chicago-Commercial Collection Agencies of America has elected its new Board of Directors and has announced the slate of officers of the organization. Board members include Pete Roth of …
Commercial Collection Agencies of America Gives Back
December 15, 2021-Chicago-Commercial Collection Agencies of America announced that through its initiative, Commercial Collection Agencies of America Gives Back, a portion of the proceeds of its annual conference in Delray …
National Service Bureau Earns Certificate of Accreditation and Compliance
Tuesday, October 21, 2021-Chicago-Commercial Collection Agencies of America is proud to announce that National Service Bureau-Commercial Division has recently earned the industryrespected Certificate of Accreditation and Compliance. National Service Bureau, …

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Connecticut Bankruptcy Courts Rule That New Homestead Act Applies Retroactively to Claims Arising Before Act’s Effective Date
Source: site A homestead exemption is a law that protects a certain amount of equity in an individual’s primary residence from the claims of his or her creditors or, in some …
Millions of California taxpayers to get ‘inflation relief’ payments
Source: site June 27 (UPI) — California lawmakers have reached a budget deal that will offer “inflation relief” payments to millions of taxpayers in the state. “California’s budget addresses the state’s most …
Travis Credit Union to offer free youth financial education at Diablo Valley College
Source: site Adulting can be challenging when it comes to finances. That’s why Travis Credit Union (TCU) is offering an in-person Mad City Money Youth Financial Boot Camp, designed to prepare …
About 2 million people are about to get a new student loan servicer
Source: site About 2 million federal student loan borrowers, many of whom are seeking debt relief from the Public Service Loan Forgiveness program, will get a new federal student loan servicer …
Florida mortgage delinquency, foreclosure rates slightly worse than national average
Source: site In the first quarter of 2022, Florida ranked almost exactly in the middle of the pack in three key categories of the national homeowner economy: delinquent mortgages, total non-current …
DFPI Proposes Rules For Commercial Financial Products And Services
Source: site In 2020, California enacted the California Consumer Financial Protection Law, Cal. Fin. Code § 90000 et seq. The CCFPL authorizes the Department of Financial Protection & Innovation to define …

Concerns over prohibition against debt collection service
Article 6 Investment Law 2020 stipulates that “Debt Collection Service” is one of the businesses that are prohibited from investment. This regulation will come into force on 1 January 2021, …
Amid coronavirus economic recovery, Ohio can help prevent a consumer debt crisis
As Ohio reopens with mounting uncertainty, we see promising signs of recovery from COVID-19. But the hope for economic recovery locally and nationwide will be tempered as millions of Americans …
Community group opposes Pine Bluff court debt collection proposal
In tough times, the Pine Bluff City Council is considering a proposal to sic a private debt collection agency on people with unpaid fines and fees. The Arkansas Community Organizations has written the mayor and city council …
TCPA’s 2015 Government-Debt Collection Exception Struck Down- Now What?
The Supreme Court’s recent decision in Barr v. American Association of Political Consultants held the government-debt exception of the TCPA unconstitutional under the First Amendment’s Free Speech Clause. This means that going …

Florida mortgage delinquency, foreclosure rates slightly worse than national average
Source: site In the first quarter of 2022, Florida ranked almost exactly in the middle of the pack in three key categories of the national homeowner economy: delinquent mortgages, total non-current …
DFPI Proposes Rules For Commercial Financial Products And Services
Source: site In 2020, California enacted the California Consumer Financial Protection Law, Cal. Fin. Code § 90000 et seq. The CCFPL authorizes the Department of Financial Protection & Innovation to define …
11th Circuit Holds TILA Statement May Be Subject To FDCPA
Source: site The U.S. Court of Appeals for the Eleventh Circuit decided a case last week in which it held that monthly mortgage statements required under TILA may (but do not necessarily) constitute communications …
States Encouraged By CFPB To Enforce Federal Consumer Financial Law
Source: site The Consumer Financial Protection Bureau (“the Bureau” or CFPB) released an Interpretive Rule—which is exempt from notice-and-comment requirements of the Administrative Procedure Act—that sets out its view on the power of states …
CFPB Says Using Complex Algorithms Is Not A Legal Defense For Discrimination
Source: site The Consumer Financial Protection Bureau recently warned companies that, under federal anti-discrimination laws, they still owe consumers an explanation of specific reasons for denying credit applications, even if they use complex …

Millions of California taxpayers to get ‘inflation relief’ payments
Source: site June 27 (UPI) — California lawmakers have reached a budget deal that will offer “inflation relief” payments to millions of taxpayers in the state. “California’s budget addresses the state’s most …
California Finalizes Commercial Financing Disclosure Regulations
Source: site The California Office of Administrative Law (OAL) has approved the California Department of Financial Protection and Innovation’s (DFPI) final regulations, which require providers of commercial financing, including nonbank lenders, …
Biden’s Federal Trade Commission Is Now At Full Strength – What That Means For Business Leaders
Source: site Breaking a partisan deadlock, there are now three FTC Commissioners appointed by Democrats, and two appointed by Republicans who are in charge of how the FTC spends its resources …
Biden Admin Announces Cancelling Nearly $6 Billion In Loan Debt
Source: site In the first indication that President Joe Biden could be preparing to cancel student loan debt, the administration is prepared to wipe out nearly $6 billion owed by hundreds …

Millions of California taxpayers to get ‘inflation relief’ payments
Source: site June 27 (UPI) — California lawmakers have reached a budget deal that will offer “inflation relief” payments to millions of taxpayers in the state. “California’s budget addresses the state’s most …
California Finalizes Commercial Financing Disclosure Regulations
Source: site The California Office of Administrative Law (OAL) has approved the California Department of Financial Protection and Innovation’s (DFPI) final regulations, which require providers of commercial financing, including nonbank lenders, …
Biden’s Federal Trade Commission Is Now At Full Strength – What That Means For Business Leaders
Source: site Breaking a partisan deadlock, there are now three FTC Commissioners appointed by Democrats, and two appointed by Republicans who are in charge of how the FTC spends its resources …
Biden Admin Announces Cancelling Nearly $6 Billion In Loan Debt
Source: site In the first indication that President Joe Biden could be preparing to cancel student loan debt, the administration is prepared to wipe out nearly $6 billion owed by hundreds …
CFPB Encourages States To Use Federal Authorities To Bring Enforcement Actions
Source: site The Consumer Financial Protection Bureau (“CFPB”) issued an interpretive rule on May 19, reiterating the authority that states have to pursue companies and individuals that violate federal consumer financial protection laws, …
Governor Pritzker Signs Illinois Banking Development Districts Act
Source: site CHICAGO – Governor Pritzker signed HB 5194, the Illinois Banking Development Districts Act, into law on Friday. Sponsored by State Senator Doris Turner (D-Springfield) and State Representative La Shawn Ford …
United States Settles Suit Against VoIP Service Providers for Facilitating Millions of Illegal Telemarketing Calls about COVID-19
Source: site Voice over Internet Protocol (VoIP) service providers, VoIP Terminator Inc. and BLMarketing Inc., and their owner, Muhammed Usman Khan, agreed to a court order resolving Federal Trade Commission (FTC) …
80% of US shoppers use buy now, pay later to avoid credit card debt
Source: site Dive Brief: Following previous reports of increased digital payment adoption, the Experian Global Insights Report found that 62% of respondents said they use mobile wallets, and 63% use traditional …
Biden picks Barr as Fed bank czar
Source-site QUICK FIX It’s Barr — As MM foreshadowed earlier this week, former Treasury official Michael Barr is the pick for Federal Reserve vice chair for supervision, a surprisingly fast turnaround after …

Connecticut Bankruptcy Courts Rule That New Homestead Act Applies Retroactively to Claims Arising Before Act’s Effective Date
Source: site A homestead exemption is a law that protects a certain amount of equity in an individual’s primary residence from the claims of his or her creditors or, in some …
Revlon files for bankruptcy protection amid heavy debt load
Source: site Revlon, the 90-year-old multinational beauty company, has filed for Chapter 11 bankruptcy, weighed down by a heavy debt load, disruptions to its supply chain network and …
Major cosmetics company Revlon set to file for bankruptcy amid heavy debt load
Source: site Cosmetics giant Revlon Inc. is preparing to file for Chapter 11 bankruptcy as soon as next week as it battles supply chain problems and a heavy debt load, according …
Panthers Owner David Tepper Reportedly Files for Bankruptcy
Source: site Panthers owner David Tepper, the league’s wealthiest owner, has filed Chapter 11 bankruptcy through his company, GT Real Estate Holdings LLC, according to a report from Joseph Person and …
National Australia Bank to launch its BNPL offering
Source: site National Australia Bank has invited its customers to pre-register for the forthcoming launch of a new Buy Now, Pay Later offering named ‘NAB Now Pay Later’. Under the scheme, NAB …

Travis Credit Union to offer free youth financial education at Diablo Valley College
Source: site Adulting can be challenging when it comes to finances. That’s why Travis Credit Union (TCU) is offering an in-person Mad City Money Youth Financial Boot Camp, designed to prepare …
About 2 million people are about to get a new student loan servicer
Source: site About 2 million federal student loan borrowers, many of whom are seeking debt relief from the Public Service Loan Forgiveness program, will get a new federal student loan servicer …
Department Of Education To Overhaul Federal Student Loan Servicing Systems
Source: site The Department of Education is preparing a major overhaul for the current student loan servicing systems. (iStock) The Department of Education recently announced that it will overhaul its current federal student …
CFPB Targets Student Loan Debt Relief Scam Reboot
Source: site On June 9, the CFPB filed a complaint and proposed order in California federal district court seeking final judgment against the owner of a student loan debt relief company for allegedly withdrawing more than …
Tropical Financial Credit Union Awards $10,000 in Scholarships to Local Students – Coral Springs Talk
Source: site Three students, including one from Coral Springs, will have a little less financial stress heading into college thanks to a $10,000 in scholarships from Tropical Financial Credit Union. As …
Education Department Not Ready For Student Loan Forgiveness
Source: site The U.S. Department of Education is not ready for student loan forgiveness — a top lawmaker says — and the results could be a disaster for student loan borrowers. Here’s what …
Biden Administration’s Approval Of $5.8 Billion In Automatic Student Loan Cancellation Is ‘Largest In History’
Source: site The Biden administration announced on Wednesday that the Education Department has approved billions of dollars in new student loan forgiveness for borrowers defrauded by Corinthian Colleges. The Education Department characterized the …
Senators Propose Major Changes To Student Loan Forgiveness
Source: site Two U.S. senators have proposed major changes to student loan forgiveness. Here’s what you need to know — and what it means for your student loans. Student Loans U.S. Senators Sheldon Whitehouse …

Fact Check: Is Congress Exempt From Paying Off Student Loans?
Source: site The Biden administration announced changes on April 19, 2022 that would result in immediate student debt relief to some 40,000 borrowers. The Public Service Forgiveness Program eliminates the debts …
California Eyes $632 Million Plan to Help Students Attend State Colleges Debt Free
Source: site California is on track to remove any reason for its public university students to take out student loans. Known as Middle Class Scholarship 2.0, the “debt-free” program is slated …
No More Conferences/ For Now or Forever
We hope everyone is well and safe during these troubled times of change. The United States is the strongest country and have the most resilient people on earth, which is …
Who Is Seize Assets?
By: Robert Pinchuck SeizeAssets.com investigates debtors and companies and produces actionable data which is extremely desirable for many different groups of clientele looking to find assets. For example, debt buyers …